Private Pay
If you don't have long-term care insurance, and still have assets, you will likely be expected to pay for your care.
We try to keep our Private Pay rate system pretty simple.
There are 3 rates. The rate you are charged is determined by the amount of assistance you need. We calculate the rate based on the number of ADL's you need assistance with. (ADL's are "activities of daily living".) Here are the prices, and a "layman's" summary of the ADL's.
$152.25/day (We rarely charge this rate. Usually, people who need this little care don't need us! An exception would be someone with minimal needs who moves in with a spouse. We can often negotiate an even better rate in that situation.)
$192.85/day (Most of our private paying residents fall into this category. Meals, housekeeping, medication administration, help with bathing and dressing, help getting in and out of chairs, and wheelchair assistance would usually be included in this rate. This is evaluated carefully before admission.)
$233.45/day (Most people won't ever pay this rate. This rate basically buys us an extra hour per day of staff time, and helps us meet the needs when there's a lot of hands-on care required. Bed positioning, one-on-one feeding, and extensive clinical monitoring could put you in this category. Most often, however, when a resident needs this much care, the family has opted to obtain hospices services. Hospice's extra help usually relieves our burden enough to prevent this rate increase.)
*Other exceptional needs may require additional billing. We've never done it, but reserve the right to. We would certainly be having some discussions with the family first!
Payment is due at the beginning of each month.
* What if I have significant assets, but little cash?
You may qualify for Medical Assistance. For example, MA may pay for your care while your house is up for sale. When your house sells, you would use that income to pay for your own care again. If multiple properties are owned, you could go on and off MA multiple times as the properties sold.
* What if I have a significant monthly income, but it's not enough to pay for my care?
You may qualify for Medical Assistance. If you do, you would be expected to contribute toward your care, and MA would cover the shortage. Your required contribution is called your "Waiver Obligation".
We try to keep our Private Pay rate system pretty simple.
There are 3 rates. The rate you are charged is determined by the amount of assistance you need. We calculate the rate based on the number of ADL's you need assistance with. (ADL's are "activities of daily living".) Here are the prices, and a "layman's" summary of the ADL's.
$152.25/day (We rarely charge this rate. Usually, people who need this little care don't need us! An exception would be someone with minimal needs who moves in with a spouse. We can often negotiate an even better rate in that situation.)
$192.85/day (Most of our private paying residents fall into this category. Meals, housekeeping, medication administration, help with bathing and dressing, help getting in and out of chairs, and wheelchair assistance would usually be included in this rate. This is evaluated carefully before admission.)
$233.45/day (Most people won't ever pay this rate. This rate basically buys us an extra hour per day of staff time, and helps us meet the needs when there's a lot of hands-on care required. Bed positioning, one-on-one feeding, and extensive clinical monitoring could put you in this category. Most often, however, when a resident needs this much care, the family has opted to obtain hospices services. Hospice's extra help usually relieves our burden enough to prevent this rate increase.)
*Other exceptional needs may require additional billing. We've never done it, but reserve the right to. We would certainly be having some discussions with the family first!
Payment is due at the beginning of each month.
* What if I have significant assets, but little cash?
You may qualify for Medical Assistance. For example, MA may pay for your care while your house is up for sale. When your house sells, you would use that income to pay for your own care again. If multiple properties are owned, you could go on and off MA multiple times as the properties sold.
* What if I have a significant monthly income, but it's not enough to pay for my care?
You may qualify for Medical Assistance. If you do, you would be expected to contribute toward your care, and MA would cover the shortage. Your required contribution is called your "Waiver Obligation".